J4V Settlement

Gallagher, et al. v. Just4Veterans LLC, et al.

Case No. C-15-CV-23-003578

If you are a veteran who paid or was charged a fee by Just4Veterans LLC in connection with a VA disability claim on or after September 20, 2020 (“Class Period”), you may be entitled to benefits from this Settlement.

Who’s Included?

The Court has determined that every person who fits the following description is a Settlement Class Member: “All veterans who have been charged a fee by Just4Veterans LLC in connection with a VA disability claim.” Those veterans who paid or were charged a fee by Just4Veterans LLC in connection with a VA disability claim on or after September 20, 2020 (“Class Period”) are part of the Settlement Class.

What does the Settlement Provide?

The following benefits are available to Settlement Class Members -

Monetary Payment for Eligible Claimants

You may receive a cash payment if you:

1. Were charged and paid any fee to J4V during the Class Period;

2. Submit a valid Claim Form by the deadline; and

3. Do not opt out.

Payments will be distributed pro rata based on the amount you paid J4V, up to the full amount you paid J4V, as detailed in the Plan of Allocation attached as Exhibit A to the Settlement Agreement. If the Court awards attorneys’ fees or service awards from the fund, those amounts will be deducted before distribution.

Fee Discharge for Settlement Class Members Who Did Not Pay

If J4V charged you a fee during the Class Period but you never paid it, the Settlement provides:

• Complete discharge of any alleged obligation to pay J4V;

• J4V waives and releases any claimed right to collect those fees;

• J4V may not pursue collections or litigation for such fees.

You do not need to submit a Claim Form to receive this debt-forgiveness benefit.

How to Get Benefits?

You must file a Claim Form to get any money from the proposed Settlement. Claim Forms must be submitted online or postmarked no later than October 5, 2026. The Unique ID and Password that were on the email notice you received will be required to access the online claim form.

SUMMARY OF YOUR LEGAL RIGHTS & OPTIONS IN THIS SETTLEMENT

If you are a Settlement Class Member, you have the following options:

ACTION	EXPLANATION
Submit a Claim Form and Receive a Payment Deadline: October 5, 2026	If you are entitled under the Settlement to monetary payment, you must submit a Claim Form to receive a monetary distribution. If the Court approves the Settlement and it becomes final and effective, and you remain in the Settlement Class (i.e., you submit a Claim Form and do not otherwise exclude yourself from the Settlement): you will receive a payment (if entitled to such payment), you will no longer be obligated to pay any eligible fees to J4V, and you will give up your right to bring your own lawsuit against Defendants about the claims in this case.
Do Nothing	If you do nothing, you will remain in the Settlement Class and will no longer be obligated to pay any eligible fees to J4V. If the Court approves the Settlement and it becomes final and effective, and you remain in the Settlement Class (i.e., you do nothing and do not otherwise exclude yourself from the Settlement), you will automatically receive a release from any eligible fees to J4V, and will give up your right to bring your own lawsuit against Defendants about the claims in this case.
Exclude Yourself from the Settlement Deadline: September 3, 2026	Instead of doing nothing, you may ask to be excluded from the lawsuit. If you do so, you will receive no benefit from the Settlement, but you retain your right to sue on your own.
Object Deadline: September 3, 2026	You may object to the terms of the Settlement Agreement and your objections be heard at the October 14, 2026 Final Fairness Hearing.

When and where will the Court decide whether to approve the settlement?

The Court will hold a hearing to determine whether the Settlement is fair, reasonable, and adequate.

• Date: October 14, 2026

• Time: 9:00 a.m.

• Location:
  Circuit Court for Montgomery County
  50 Maryland Avenue
  Rockville, Maryland 20850
  
  The Court will consider:

  • Whether to approve the Settlement;

  • Whether to approve the Plan of Allocation;

  • Whether to award attorneys’ fees and service awards;

  • Any objections.

You may attend at your own expense. You may speak at the hearing only if you timely objected in writing and stated your intent to appear.